Mortgage Advice
Property is the biggest
asset for any individual or family it's
absolutely vital that you get everything
right with respect to financing this
biggest asset. Even small mistakes could
cost you thousands of pounds rather
than take a chance with this big decision
it would always be wise to take professional
advice.
A proper mortgage advice process will
involve understanding your situation,
requirements and future plans. Once
this is done, then we research the market
place and come up with a solution which
would suit you best from all the options
that you have. While doing so we bear
in mind your preferences and also ensure
that you fulfil the lending criteria
of the lenders/ banks.
There would be no need for any mortgage
advice if there was always 1 best product
or 1 best lender. The need for mortgage
advice arises because the product and
lender choice is pretty much dependent
upon you, your circumstances, your preferences,
your views, your future plans and the
type of property you plan to finance.
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Free Mortgage Advice
The best thing about
mortgage advice with us is it's absolutely
free. There is no catch. After the mortgage
advice process, we place your business
(application for mortgage or insurance)
with a lender or an insurance office
and when this application goes through
successfully and you purchase the house
or take up the insurance the lender
/ insurance office will pay us a procuration
fees or commission as the case may be.
If you went to them straight you would
not get this commission in any form,
however as qualified and approved mortgage
advisors we would get this money. Thus
whether you go straight to a lender
or go through us its exactly the same
for you but when you go through us you
get our independent mortgage advice
for free.
At Nachu Finance, we take pride in our
service and what we offer. Though we
offer free mortgage advice tats not
the main reason many of our clients
keep coming to us or refer their friends
and family to us.
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Independent Mortgage Advice
Independent mortgage
advice is all about putting you first.
There are many advisors who are restricted
by which lenders they can access. Mortgage
advisors in banks usually advice on
their own products only there are other
tied mortgage advisors who select the
best lender and product from a group
of small lenders they deal with - many
estate agency based advisors are good
examples of this where they select the
best lender from a panel of about 5
lender.
By offering independent mortgage advice,
we select the best lender from the entire
market place without being restricted
to any specific lender or panel of lenders.
While the vast majority of lenders would
pay us a procuration fees some lenders
as a policy don’t pay any such
fees to any advisors.
If you want to be absolutely sure that
we never put our own interest ahead
of you, we also give you the option
to pay us pre- agreed fees for our services
and then we agree to pay back any procuration
fees the lenders may pay us. This way
irrespective of any lender we go to
you can be sure our income is exactly
the same. We offer this just for your
peace of mind but our clients have hardly
used this route.
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